When you sustain an injury at work, your recovery is your top priority. There are, however, other important factors to consider. How about lost wages? Will you still be able to reclaim your position? Without your earnings, how will your family sustain itself? You deserve the answer to the above questions in the least possible time.
Fortunately, if you sustain a job-related injury in Arizona, you might be entitled to both workers’ compensation and social security disability benefits. Your reimbursement amount and eligibility are based on various factors, including the employer you worked for (i.e., the private or government sector), the nature of your injuries, and your jurisdiction. The following shows how the variation between Workers Compensation and Social Security Disability benefits.
Beginning To Comprehend Workers’ Compensation Benefits
Workers’ compensation is a no-fault, state-run scheme that benefits workers from the moment they start working. It usually covers two-thirds of an employee’s salary and covers medical costs due to occupational injuries and illnesses. It also protects employers from employee-filed litigation.
Here are some essential facts to remember regarding workers’ compensation benefits:
- They are covered by their boss’s workers’ compensation insurance plans for injured employees
- Each state’s Workers’ Compensation Board is in charge of overseeing them
- They are built on the last three months’ earnings and intended to cover missed income, vocational training, and medical costs.
Beginning To Understand Social Security Disability Benefits
Unlike workers’ compensation insurance, SSD is designed to compensate for long-term, devastating injuries. It can also cover non-work-related illnesses and accidents. Unlike state-based workers’ compensation, it is a national scheme.
The following are some of the most crucial aspects of SSD to comprehend:
- The Social Security Administration administers SSD, and the federal government fund it rather than the state
- SSD provides payments to those who are unable to work due to non-work-related illnesses, disabilities, or accidents
- SSD payments are dependent on how much you have earned over your lifetime and intended to cover the living costs of the injured individual
As you can see, workers’ compensation and social security disability benefits are two different systems with significant variations. It can be hard to figure out which one relates to your circumstance and gets approved. Nevertheless, an experienced workers’ compensation attorney can help you figure out which direction is best for you and help you with your application.
Can You Submit An Application For SSD And Workers’ Compensation?
Yes, you are eligible to apply for both benefits. While SSD approval can take months, employees usually begin obtaining workers’ compensation benefits soon after following their injuries. This illustrates that while your SSD application is in process and being checked, you could be eligible for workers’ compensation.
When collecting SSD benefits and workers’ compensation simultaneously, it gets a little more complex. Therefore, before moving forth with your requests, it is a good idea to speak with a knowledgeable lawyer regarding your case.
Contact An Experienced Workers’ Compensation Attorney For Help!
Both SSD and workers’ compensation benefits are tough to obtain and retain. Insurance companies often tend to deny claims to protect their best interests, mainly to make money. Steering a successful claim process is generally an uphill battle that requires a top-level understanding of the legal system.
Contact Snow, Carpio, Weekley today for expert legal help. The experienced Phoenix Workers’ Compensation Attorneys have years of understanding of how federal and state bodies process appeals and claims. Once you contact them, they will review the facts of your case to determine your legal rights and options. For a free, no-obligation consultation with one of their attorneys.