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The claims and subrogation laws often vary from state to state, but they have many similarities. If a third party was at fault for an employee’s injuries, the employee could file a civil lawsuit to recover the damages. As we will see below, there are many issues to consider, including the workers’ compensation subrogation statute …

Continue reading "Workers’ Compensation Subrogation Statute of Limitations"

Posted by Snow Carpio Weekley | Workers Compensation

A shock audit is when an employer receives the bill for an additional premium over what they originally paid for the policy. Some of the audits are so extreme that they can spell doom for the employer’s existence.  Every employer needs to know ‘is per diem subject to workers’ compensation?’ Understanding the common causes of …

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Posted by Snow Carpio Weekley | Workers Compensation

You could receive payment for your medical bills and lost income if your employer has workers’ compensation insurance. Your compensation should be due regardless of whether you were at fault for the injury or not. If you are eligible for compensation by your employer if you are injured at work, you will receive your due …

Continue reading "Eligibility for Workers’ Compensation Insurance"

Posted by Snow Carpio Weekley | Workers Compensation

If you employ workers in Phoenix, you need worker’s compensation insurance. It is a type of business liability insurance that provides coverage for costs that come with injuries suffered while at work. However, many states also have different worker’s compensation exemptions which allow employers not to provide coverage for specific people working within their organization. …

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Posted by Snow Carpio Weekley | Workers Compensation

Contrary to common belief, insurance is not one-size-fits-all. You as an employer have to make many decisions to succeed, and finding the right insurance is one of them. You need to find the best policy to protect your property, products, and employees. When faced with selecting the correct type of coverage for your business, you …

Continue reading "Worker’s Compensation Insurance vs. General Liability Insurance"

Posted by Snow Carpio Weekley | Workers Compensation