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How Does Workers’ Compensation Work?

Workers’ compensation is a state-mandated program designed to help injured workers get back to work as soon as possible. It covers medical expenses, rehabilitation, and lost wages to facilitate the worker’s recovery. In some instances, it might also pay for retraining. In Arizona, most employers are required to carry workers’ compensation insurance. It is crucial...

Is Workers’ Disability Compensation the Same as Workers’ Compensation?

The future is often set in many unknowns. For instance, you could get injured or ill at work. This could affect your earning ability for a while or even derail your entire career. Consequently, it is vital that you protect your financial future with insurance policies such as workers’ disability compensation and workers’ compensation. Both...

What Happens If You Do Not Have Workers’ Compensation Insurance?

In 2016, workers’ compensation claims cost employers a total of $96.5 billion. This could make it tempting for a business owner to choose to go without the insurance. But, what happens if you don’t have workers’ compensation insurance? In Arizona, most business owners are mandated by law to have worker’s compensation insurance. This is regardless...