On-the-job injuries often pose hazardous effects to workers at airports, grocery stores, construction sites, restaurants, or even hospitals. Such work injuries may cause the affected employee to be temporarily or permanently unable to resume their job duties. Plus, they end up having to pay substantial medical bills that threaten to leave them bankrupt. However, there are cases where employers fail to offer their employees compensation for their workplace injuries, which is usually a legal requirement by the law. Here, we will discuss when a hurt on the job lawyer is required and why you should consult with Phoenix Workers’ Compensation Attorneys.
When is a Personal Injury Lawyer Necessary?
Workplaces are quite overwhelming, mainly when it results in life-altering injuries or your compensation claim has been denied by your employer. If you find yourself in such a situation, you will need to collect enough evidence to validate your workmen’s compensation claim. This may include requesting an independent medical examination, taking the deposition, and looking for witnesses. Moreover, the following are some of the main reasons why you should contact a personal injury lawyer:
- Your claim is denied
Insurance companies often deny most worker’s compensation claims for a number of reasons. For instance:
- The insurance company might claim that your injury was reported too late
- The injury was not work-related.
- The appropriate reporting procedures were not followed.
In such scenarios, you should contact an experienced personal injury lawyer to help you make your claim and receive the full compensation amount.
- Your permanent disability rating is disputed
The likelihood of receiving your worker’s comp claims is dependent on your permanent disability rating. If your permanent disability rate is low, you might not receive the full compensation amount or even fail to pay you at all. However, with a lawyer, you will be assured of getting a fair compensation settlement.
- You have a preexisting health condition
If you have a preexisting condition or injury on the same body part that was injured at work, you will find it difficult with getting your comp claim with the insurance company. The insurance company will blame the injury on your preexisting condition rather than your work duties.
- You fail to get the needed medical treatment
Insurance companies often delay or deny in approving costly medical treatments such as surgery. However, a lawyer will ensure you get the necessary medical treatments.
- You file for a workers’ comp hearing
If the insurance company fails to settle or pay a less comp claim, you will need to file your case at a hearing where you will need the expertise of a personal injury lawyer.
The first step when involved in a workplace injury is to seek immediate medical care. Then, you should report the accident to your employer within four working days. In some cases, the injury might prevent you from reporting the injury at the designated time period, but it is advisable to find different means of contacting your employer. However, if your employer fails to approve your worker’s comp claims, contact any of our Phoenix Worker’s Compensation Attorneys and we will help you file your claim and ensure you receive the full compensation amount.