Americans with disabilities can apply for two main social security programs. They are Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Depending on the nature and severity of your disability and past employment records, you may qualify for one and not the other.
If you are wondering, “how do I apply for social security disability?” you are not alone. The process of applying for this benefit can be taxing and time-consuming, especially if you don’t know where to start.
It may take you months to file and receive a response. But with the help of this information and a professional Arizona social security disability lawyer, you can have a smoother time of it and [possibly shorter time of it.
What Is SSDI?
Social Security Disability Insurance or SSDI is a program of the federal government that is designed to protect people living with a long-term disability. Both employers and employees contribute to the program. The benefits are used to cushion workers who lost their ability to earn an income, following their diagnosis.
All applicants need to meet the disability requirements of the SSA and have enough work credits.
How to Qualify for SSDI
Before you apply for social security disability, you need to ascertain that you qualify for the program. The eligibility screening tool on the Social Security website is an excellent place to start. It can help you determine your eligibility within five to ten minutes.
Conventional qualifications for the Social Security Disability program include:
- An ability to demonstrate that you are unable to engage in work, which you previously did
- Proof that you cannot be retrained for work because of your age or physical or mental disability
- History of having a job during which time you contributed to the fund
- If you are under age 50, have work experience of at least five out of the last 10 years.
Start gathering vital information as soon as you are disabled so that your application process can go along faster.
How to Apply for SSDI
Your protective filing date significantly relies on the time you send your first notification to the SSA. You should make them aware of your intent to file as soon as you suspect that your disability may last up to a year, or could be life-ending.
See a medical professional who can help you determine if you meet the medical qualifications of your condition. You should also gather proof that your injury mitigates your ability to engage in substantial gainful activity.
Remember, there is nothing to lose by notifying the SSA early. You can always withdraw your intent in the event your condition improves before you file for the benefit. You can complete your application online or through an SSA office near you, as per your preferences.
How to Appeal an SSDI Denial
Most initial claims are denied, but this should not discourage you. If this happens, your next step is to request a reconsideration. During the stage that follows, you can work with your social security disability lawyer to gather any missing or new evidence. You can also seek better medical records to prove your condition.
If your reconsideration request is also denied, you can move your case before an administrative law judge. Your attorney can help you get your claims approved by presenting your case.
Filing for social security disability is typically a long process. Our security disability lawyers strive to take the stress out of it for our clients. If you come to us from the start, we can collect enough needed evidence and guide you through the entire process.
With Snow, Carpio, and Weekley by your side, your initial application should be enough to get you the benefits you deserve. If you are struggling with a permanent disability and wish to file a claim, call our office today to schedule your initial consultation.