Is it possible to get both worker’s compensation and disability benefits at the same time? Yes, but not in the way you may imagine. Although many workers who sustain injuries on the job may resume work quickly, others will face temporary or even permanent incapacity.
When workers who have filed for Arizona workers’ compensation learn that their injuries are lifelong, they frequently seek Social Security disability payments.
Nevertheless, simply applying for two types of compensation does not imply that you will be “ramping up” your benefits.
Difficulties Obtaining Both Workers’ Compensation And Disability Benefits
There is a lot of overlap between these two primary benefit schemes.
Workers’ compensation is state legislation in Arizona, which provides injured employees with temporary health care and income loss benefits. Social Security disability insurance is a government program operated by the Social Security Administration (SSA), which pays employees whose conditions make it impossible for them to make a living.
Even though it is possible to receive various types of benefits simultaneously, the entire amount you obtain might be lowered as a result of:
- State Laws: Contrary to some other states, Arizona workers’ compensation regulations restrict injured workers from receiving permanent total disability or temporary total disability payments for weeks during which they sought unemployment benefits or re-employment aid.
- Offsets: All lifelong complete disability applicants in Arizona are required by law to apply for Social Security disability. If you are accepted, the carrier who offers your workers’ compensation insurance will almost certainly cut your costs. This shifts the blame of the worker’s injury from a private insurer to the state. Once the worker’s compensation benefits expire or reach retirement age, the offset ceases.
- Settlements: If you receive a lump-sum settlement for your workers’ compensation claim, the sum remains vulnerable to offsets. Because the value of actual public disability benefits you can obtain is limited, the SSA takes your settlement into account while determining your disability payments. It also affects your disability payout if you receive additional benefits, like government-issued retirement or disability, as well as civil service disability.
The amount of money you get every month varies considerably based on the kind of benefits you obtain. It is critical to seek the advice of a lawyer who would optimize your reimbursement.
Contact An Expert Attorney At Snow, Carpio, Weekley
If you think that the party responsible for your damages does not offer you enough reimbursement, you can have a workers’ compensation lawyer review the offer. You can work together to see if there are any unresolved options for restitution open to you, whether through disability or workers’ compensation pay.
The experienced Phoenix Workers’ Compensation Attorneys at Snow, Carpio, Weekley acknowledges how a work-related injury may disrupt your entire life. They can assist you in obtaining workers’ compensation and disability benefits. And besides, they operate on a contingency basis; meaning, you will not have to pay anything until they win the case for you. To get started, call (877) 370-5788 to schedule a free, no-obligation consultation today.